[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vedomie.sk\/nieco-z-historie-penazi\/#Article","mainEntityOfPage":"https:\/\/www.vedomie.sk\/nieco-z-historie-penazi\/","headline":"Nie\u010do z hist\u00f3rie pe\u0148az\u00ed&#8230;","name":"Nie\u010do z hist\u00f3rie pe\u0148az\u00ed&#8230;","description":"Dnes by sme si len sotva vedeli predstavi\u0165, ak\u00e9 by to bolo, keby sme nepou\u017e\u00edvali peniaze. Trh je v&nbsp;dne\u0161nej dobe tak rozsiahly, \u017ee bez nich by sme sa nezaobi\u0161li. V&nbsp;dob\u00e1ch pred vyn\u00e1jden\u00edm pe\u0148az\u00ed fungoval tzv. v\u00fdmenn\u00fd obchod, ktor\u00fd naz\u00fdvame Barter. \u013dudia si navz\u00e1jom menili tovar za tovar alebo slu\u017ebu za slu\u017ebu. Z\u00e1viselo to len od [&hellip;]","datePublished":"2019-11-10","dateModified":"2024-01-30","author":{"@type":"Person","@id":"https:\/\/www.vedomie.sk\/author\/#Person","name":"","url":"https:\/\/www.vedomie.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vedomie.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vedomie.sk\/wp-content\/uploads\/img_a299794_w16683_t1556286195.jpg","url":"https:\/\/www.vedomie.sk\/wp-content\/uploads\/img_a299794_w16683_t1556286195.jpg","height":0,"width":0},"url":"https:\/\/www.vedomie.sk\/nieco-z-historie-penazi\/","about":["Peniaze"],"wordCount":421,"articleBody":"Dnes by sme si len sotva vedeli predstavi\u0165, ak\u00e9 by to bolo, keby sme nepou\u017e\u00edvali peniaze. Trh je v&nbsp;dne\u0161nej dobe tak rozsiahly, \u017ee bez nich by sme sa nezaobi\u0161li. V&nbsp;dob\u00e1ch pred vyn\u00e1jden\u00edm pe\u0148az\u00ed fungoval tzv. v\u00fdmenn\u00fd obchod, ktor\u00fd naz\u00fdvame Barter. \u013dudia si navz\u00e1jom menili tovar za tovar alebo slu\u017ebu za slu\u017ebu. Z\u00e1viselo to len od ich dohody. Mo\u017eno sa niektor\u00ed z&nbsp;v\u00e1s p\u00fdtate, pre\u010do bolo vlastne nutn\u00e9 zavies\u0165 nejak\u00e9 platidlo?&nbsp;Obchodovanie prostredn\u00edctvom v\u00fdmenn\u00e9ho obchodu malo ve\u013ea m\u00fach. Povedzme, \u017ee sa pek\u00e1r chcel \u00eds\u0165 ostriha\u0165 ku kadern\u00edkovi. Samozrejme, ke\u010f\u017ee jeho povolanie je pe\u010denie, pon\u00faknu\u0165 mohol len chlieb alebo in\u00e9 pe\u010divo. Av\u0161ak kadern\u00edk tak\u00fato ponuku odmieta. A&nbsp;\u010do teraz? Pr\u00e1ve kv\u00f4li tomuto probl\u00e9mu boli vyn\u00e1jden\u00e9 peniaze. Naza\u010diatku to boli zlat\u00e9 mince, do ktor\u00fdch sa vyrazili napr. hlavy vl\u00e1dcov alebo \u010d\u00edsla. N\u00e1sledne sa stanovila ich jednotn\u00e1 hodnota a&nbsp;na trhu sa mohlo jednoducho obchodova\u0165.&nbsp;Po minciach z&nbsp;r\u00f4znych kovov sa vyna\u0161li bankovky. Tie u\u017e symbolizovali vy\u0161\u0161iu hodnotu ako mince. Av\u0161ak nikto asi nepo\u010d\u00edtal s&nbsp;t\u00fdm, \u017ee peniaze raz bud\u00fa str\u00e1ca\u0165 svoju k\u00fapnu silu, dnes to naz\u00fdvame infl\u00e1cia. Tento makroekonomick\u00fd jav v\u017edy sp\u00f4sobovalo ve\u013ea pe\u0148az\u00ed v&nbsp;obehu. Akon\u00e1hle maj\u00fa \u013eudia ve\u013ea za \u010do m\u00ed\u0148a\u0165, celkov\u00fd dopyt po v\u0161etk\u00fdch tovaroch a&nbsp;slu\u017eb\u00e1ch sa zv\u00e4\u010d\u0161\u00ed. Ke\u010f\u017ee ale pred\u00e1vaj\u00faci nemaj\u00fa dostato\u010dn\u00fd po\u010det toho, \u010do pred\u00e1vaj\u00fa, ceny musia zv\u00fd\u0161i\u0165. Toto bolo najv\u00e4\u010d\u0161ou z\u00e1\u0165a\u017eou najm\u00e4 pre chudobn\u00fdch.&nbsp;Dnes u\u017e funguj\u00fa n\u00e1rodn\u00e9 banky, ktor\u00fdch hlavnou \u00falohou je udr\u017eanie cenovej stability a&nbsp;tie\u017e regul\u00e1cia pe\u0148a\u017en\u00fdch prostriedkov na trhu. Banky vedia jednoducho zakro\u010di\u0165 proti mo\u017en\u00fdm bud\u00facim poklesom ceny pe\u0148az\u00ed a&nbsp;to napr\u00edklad t\u00fdm sp\u00f4sobom, \u017ee zv\u00fd\u0161ia \u00farokov\u00e9 sadzby. \u013dudia si t\u00fdm p\u00e1dom za\u010dn\u00fa menej po\u017ei\u010diava\u0165 a&nbsp;viac svojho kapit\u00e1lu vlo\u017eia pr\u00e1ve do b\u00e1nk na sporiace \u00fa\u010dty. Samozrejme, sledovanie situ\u00e1cie na trhu je n\u00e1ro\u010dn\u00e1 a&nbsp;komplikovan\u00e1 vec. N\u00e1rodn\u00e9 banky musia po\u010d\u00edta\u0165 s&nbsp;ka\u017ed\u00fdm faktorom, ktor\u00e9 ovplyv\u0148uj\u00fa pe\u0148a\u017en\u00fd syst\u00e9m.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nie\u010do z hist\u00f3rie pe\u0148az\u00ed&#8230;","item":"https:\/\/www.vedomie.sk\/nieco-z-historie-penazi\/#breadcrumbitem"}]}]